2019 Home Design Trends & Tips for Buyers/Sellers

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Hi, Dear Friends, and Clients!
Hope you had a great start to the year! February is over and the trial period for the year has ended. This month we concentrate on what the hot trends for this year will be. These are some good ideas if you need a little change in your home. Also in this months newsletter are some tips for both buyers and sellers when talking about the closing process. So if you plan on buying or selling this year definitely check those out and as always contact me with any questions you have. Hope you have a good March and I look forward to hearing from you soon!
 Slav
Home Trends 2019

New year, new look for your home! We’re looking at the most innovative home design trends for 2019 in order to show how simple it can be to incorporate them into your own space. Here are some of our favorite interior design trends and how you can breathe new life into your current spaces.

Bold and patterned back-splashes

While 2018 was a minimalist year for interior design, 2019 will signify a move toward more vibrant kitchen looks. Bold and patterned back-splashes can add some life back into your kitchen with bright colors and graphic tiles. Try using a cool blue, gray or even geometric-patterned tile in your kitchen.

Sustainable and natural elements

Furniture and decor pieces made from materials like jute, rice paper, reclaimed wood, and recycled granite, and clay are wonderful items to include in your space, as they are made responsibly, with nature in mind. Incorporating plants into your home design will also add a fresh and serene ambiance to your space.

Velvet furnishings

the material is soft, cozy, and luxurious with a fresh and funky twist and velvet sofas in particular have become trendy among furniture designers and will continue to be a hit in 2019. Adding velvet furniture in jewel-toned designs is a great way to incorporate the trend into your space without giving your home an overly retro feel.

Richer color palettes

Jewel tones and dark, warm color palettes are trendy for 2019. Incorporate rich textures and colors into your home to bring your minimalist furnishings into the new year with a twist on simple tradition.

Mixing and matching furniture, metals

Another way to take give your current home design a fresh look for 2019 is by mixing and matching furniture and metals. Rather than keeping uniform furniture sets in the same room, mix it up a bit. Try styling your spaces in different ways, incorporating various furniture styles together to give your home a fresh and cozy look. Additionally, mixing metals is another way to modernize your space for the new year. Try incorporating silver, gold, and copper together, and feel free to mix up your home design without the pressure for everything to match.

Geometric and tribal patterns

Over-sized, bold geometric patterns and tribal styles are big trends for this new year in home design. Be expressive in your home design by incorporating patterns that you love that breathe life into your space. If you don’t want to purchase trendy new furniture items to achieve this look, you can offset the minimalist look of your home by adding patterned textiles and decor elements to your home.

Convertible dwellings

If you live in a small home or an urban area, convertible dwellings will be a big trend to incorporate in your home design in the new year. Murphy beds, expandable tables, and multi-functional furnishings are practical and intriguing elements to include in your home design, as they are equally useful and interesting to guests.

Designed ceilings

Gone are the days of a plain ceiling. Now, your home design can go beyond tired accent walls and throw pillows and move toward an innovative ceiling design. Add an inspirational tone to your home with a fresh take on the accent wall by creating a statement ceiling, either with a patterned wallpaper or a splash of color, paying homage to the ornately designed ceilings of the 1920’s.

You don’t have to move to create a fresh look for the new year! Find a trend that works for you and make it work in a space you’re already comfortable in.

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 WHAT BUYERS NEED TO KNOW!

So you’ve made an offer on your dream home, and the seller has accepted…what are the next steps?

Several things still need to happen before the deal can close, and the house can officially become your home.

The closing process (also called the escrow process) generally takes 30-60 days to complete. Much of the work is done behind the scenes by the team of real estate professionals handling your transaction. But you’ll also be involved in several of the upcoming steps.

Here’s an outline of what buyers can expect during the closing process.

Appraisal and Inspections

The home appraisal is a formal valuation of the property. It is done more for the mortgage lender than anyone else. The lender needs to know that the house is worth the price the buyer is paying. The home is the collateral for the loan; if the buyer defaults, the lender can take possession of the property. So the lender wants to make sure the property is worth enough money for them to give the buyer the loan.

Then there are the inspections. Generally, all buyers should at least have a general home inspection conducted to bring any visible issues to their attention. Additional inspections (requiring specialized professionals for items like chimneys, drainage pipes, and roofs) may also be a good idea.

The goal of the inspections is simply to make sure buyers are aware of the actual condition of the property before closing the deal. If you find something unacceptable during the inspections, you have the option to 1) ask the seller to make repairs, 2) ask the seller for a price reduction or closing credit, or 3) walk away from the deal.

Securing Financing

Savvy buyers know to get pre-approved for a loan even before the home search begins. That way you can be reasonably sure you won’t have trouble securing financing when you find the right home.

Once you have an accepted offer, you’ll need to provide your most recent financials to your lender (bank statements, tax returns, pay stubs, etc).

From this point until the deal is closed, don’t do anything to change your financial situation. Don’t change jobs, don’t buy a car, don’t even pay down a large amount of debt or accept a raise. Anything that changes your finances would require the lender to start your approval all over from scratch. Save any financial changes for after the closing date.

Signing the Paperwork

There will be a lot of paperwork to be signed and notarized. Request a copy of all the documents before your signing appointment so you can read through it at your leisure, and be ready to just flip and sign when you’re sitting with the notary.

The Final Walk Through

Immediately before closing, you’ll have a chance to walk through the property one more time. This allows you to make sure the property is still in the condition it was in when you made your offer and that any repairs requested following the inspections were completed.

Paying Your Closing Costs and Getting Your Keys

With everything in order, you can wire your closing costs (the down payment, prorated taxes and insurance, and transaction fees) to your escrow company. This typically happens a day or two before the official closing date so funds can be received on time.

On closing day, you can get your keys, and let yourself into your new house.

Welcome home!

This post is intended for informational purposes only and should not be taken as professional advice. The point of view and opinions expressed in this post are those of the author and do not necessarily reflect the position of Realty Executives International. This post was written by Michelle Clardie. Michelle is a professional real estate blogger, specializing in ghostwriting Realtor® blogs. Her engaging content helps real estate agents become more visible online, generate more qualified leads, and increase their revenues. You can learn more at www.michelleclardie.com


WHAT SELLERS NEED TO KNOW!

That 30-60 day period between accepting a buyer’s offer and closing the deal is a busy time for both parties.

While the buyers are focused securing financing and making sure the house is as it appears to be, sellers are mainly concerned with 1) proving that they have the right to sell the property, and 2) making sure the buyers are aware of the true condition of the property.

Here’s an outline of what sellers can expect during the closing process.

Disclosure and Clear Title

First, you’ll probably need to disclose any material facts about the property to the buyers. The requirements vary by state, but often include items like known water damage, structural issues and liens.

You will also need to address any clouds on title. If the title company finds any discrepancy in ownership or encumbrance that could invalidate your clear title, these will need to be removed before title can transfer to the buyer. Common title issues include things like foreclosure proceedings, liens from contractors who have not received payment for their work on the property, and probate issues when the owner of record has passed away and the house is being sold by the deceased’s estate.

Appraisal and Inspections

An appraisal will be completed (at the buyer’s expense) to assure the buyer’s lender that the property is worth the sales price. Sellers typically don’t need to do anything except make the property available to the appraiser.

The buyers will also probably want a home inspection, so the property will need to be made available to the inspector. Inspections often uncover maintenance issues in the home that may require repairs. The buyers will notify you shortly after the inspection to make any requests for repairs or to ask for a price reduction to account for the cost of the required repairs.

These requests are entirely negotiable. You can agree to some, or all, of the requests. Or you can refuse and risk losing your buyer. A good real estate agent is invaluable at this stage of the transaction. They know industry standards regarding who typically pays for what, they can offer practical advice, free from the emotion that goes with being the homeowner, and they can often save a deal threatened by the results of an inspection.

Waiting

At this point, you have a bit of waiting to do, typically a couple weeks while the seller works with their lender to secure financing. But you’ll probably be so busy packing you won’t miss the hustle of the transaction!

Signing the Paperwork

Just a few days before the closing date, you’ll get to sign the small mountain of paperwork that accompanies every real estate transaction.

It’s generally helpful to request a copy of the documents before your signing appointment so you can read everything through in your spare time. That way you won’t be rushed through while the notary waits for you to read the docs at the signing appointment.

Moving Out

That’s it! Now you just need to leave a few things for the buyers: keys, garage door remotes, appliance and system manuals and warranties, etc.

Then you can turn off the lights, lock the doors, and embrace a new chapter in your life!

This post is intended for informational purposes only and should not be taken as professional advice. The point of view and opinions expressed in this post are those of the author and do not necessarily reflect the position of Realty Executives International. This post was written by Michelle Clardie. Michelle is a professional real estate blogger, specializing in ghostwriting Realtor® blogs. Her engaging content helps real estate agents become more visible online, generate more qualified leads, and increase their revenues. You can learn more at www.michelleclardie.com

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